New Vacancy - Head of Premium Finance (Motor Insurance)
City of London
Insurer

I am currently recruiting for a leading Insurer who are seeking a Head of Premium Finance to join their growing team.

My client is looking for someone with extensive experience in Premium Finance to lead the function, driving the commercial success, underwriting integrity, and risk management of our premium finance operations across the UK market.

This role would suit someone with a strong background in underwriting, credit policy, or product risk. Proven senior leadership experience in this space is required.

Key Responsibilities

Strategy & Commercial Development

• Define and deliver the premium finance strategy in alignment with broader business goals.

• Drive product innovation and competitive differentiation in the insurance finance space.

Risk Management & Underwriting

• Oversee credit risk and underwriting policies across both personal and commercial finance products.

• Ensure full compliance with FCA regulations, internal risk frameworks, and Treating Customers Fairly (TCF) principles.

• Chair or actively participate in credit committees and relevant risk governance forums.

Stakeholder & Relationship Management

• Collaborate cross-functionally with legal, compliance, finance, and product teams to execute strategy and ensure alignment.